Sunday, November 4, 2007

Starting a new path

For the past 4 years my girlfriend and I have been pretty much walking away from our financial responsibilities. There have always been a good excuse: not liking the way they are charging fees, not agreeing with the way they were posting transactions or just not having enough money because I was going through school. These are all good but really the problem is that we like to spend money and don't really have any self control. I am not the one who sets limits as I should since I handle pretty much all of the money. So I have decided to do several things.

  • Set a cash allowance for both of us. Currently I have set the limit at $40 a week Thursday to Thursday
  • Be open with my spending habits since I may have a tendancy to spend money on stupid things (to much money on food).
  • Be more open with Patti so that she know exactly where we are and can take a more informed roll as to where we are and what we are doing.
  • Those things being said, here is where I am today. This list will not be pretty but it is acurate.

    Cash on Hand:
  • Saving - 50.02
  • Checking - 2122.98
  • House - 134.34
  • Total - 2307.34

  • Here is my outstanding payments I expect to go through this week.
  • Sprint - 127.81
  • Dr Martell (Eye Exam) - 79.00
  • Mortgage - 1425.00
  • Lewis Motors (New Starter for my car) - 503.66
  • Aubuchon (Items for installing new Over Range Microwave) - 14.50
  • Costco - 79.00 (approximate I don't have the reciept or the amount in the check book since they have the nice feature of writing out the check for you)
  • Amazon (SQL books I hope to be reimbursed by my work) - 64.48
  • Total - 2293.45
  • These numbers are worse than I thought. I had not added them up till now. So if everything goes through I only have $13.89 I will list out all of our financial info later after a couple beers and some time to think.

    Oh here is my spending for the day just to let everyone know.
    • HomeDepot (Electronic Thermostat and electrical items) - 46.98
    • Mobil (Newspaper) - 1.75
    Later - Scott

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